Plastic Surgery Costs

Plastic surgery costs can be pretty high and therefore out of reach for most people unless the look for some financing solutions. The cosmetic surgery costs depends on many different factors, mainly on the location and experience of the surgeon, the type of cosmetic surgery performed, the equipment used and the risk factors that vary from patient to patient.

The costs for plastic surgery are therefore a problem for many because the health insurance does not cover any of the costs involved. The insurance only pays when there is a medial necessity and not when the surgery is performed for cosmetic reasons only. A patient will have to pay for all the costs.

Today there are various good companies out there that offer attractive financing for cosmetic surgery procedures. You must take a close look at the rates but often the conditions are interesting. It is nothing more than a loan though and therefore you must apply for it and get approved like for a standard bank loan.

Another factor you must consider is that not all doctors accept financing. Often the companies have agreements with certain doctors only and pay the money to the doctor directly and not to you. A plastic surgeon will also not get the full payment from the company because there is a discount of usually 5-10%. That means if the surgery costs $3,000 for example, then the doctor may only receive $2,700.

It pays sometimes to do some research. Often new but still experienced doctors make some attractive offers, low cost financing or no money down deals. The financing company has a high risk of course because they can't be really sure if you can pay back the money. This risk increases the cost of the loan. Therefore you may look around a little to find a good deal.

Don't rush into a loan before you haven't had detailed talks with your preferred plastic surgeon. It's bad enough to loose money you already had, but losing the money from a loan just because the surgery didn't went like expected is even worse. Every surgery can have complications. It is even possible that you have to go under second surgery. Make sure you have some room for financial changes whenever possible.

Find out more about plastic surgery costs and get all details behind cosmetic surgery here.


By Clare Eisenman